Regardless of your current health status, whether healthy or sick, low-risk or high-risk, young or old – health insurance is an all but a necessary investment to consider, both for proactive and reactive circumstances.
The question many struggle with, however, is which Medicare insurance plan to choose…
With several types of Medicare offered by opposing insurance companies, many of which you can combine to acquire the coverage that you need, it can be difficult to decipher which is best suited for you.
One popular Medicare plan, for example, is known as Medicare Part C, or Medicare Advantage Plan. While it might not suit everyone, it’s often suggested to be the “perfect combination” for convenience, coverage, and cost.
With that said, in what follows, we’ll be diving into the details of United Healthcare’s 2023 Medicare Plans and its most recent upgrades including added beneficiaries…
What is a Medicare Advantage Plan?
Otherwise known as Medicare Part C, a Medicare Advantage Plan is a common health insurance plan in the United States that provides coverage via private sector insurers.
While there also happen to be Medicare Part A (The Original Medicare) and Medicare Part B, Medicare Part C has become the premiership health coverage plan for a variety of reasons, and in large part because of its plethora of added benefits.
In short, not only does it combine the benefits from Part A, Part B, and oftentimes Part D, but Part C Medicare also comprises several additional programs and services not offered by other health insurance plans.
UnitedHealthcare, a multinational insurance company in the United States and the largest provider in the country, offers several Medicare Advantage plans and supplemental plans, inclusive but not limited to Medicare Part A, Part B, Part D, and Medigap.
UnitedHealthcare’s 2023 Medicare Upgrades
Going into the new year, you might be curious as to the expected changes as it pertains to Medicare advantage plans… Well, if you’re a Medicare Advantage Plan member, you’ll likely experience an improvement in several benefits.
With the goal of reducing costs, boosting savings, and serving a more comprehensive health plan, UnitedHealthcare’s 2023 Medicare upgrades include but are certainly not limited to:
- The Flex Benefit – Intended to extend existing benefits, the flex benefit allows beneficiaries can use the added benefit to pay for items and services that will benefit their health and well-being.
- Additional Home & Utility Support – with housing and utility costs rapidly increasing, the home and utilities credit allows beneficiaries will allow those impacted by inflation to cover costs they otherwise wouldn’t have been able to cover.
- Reduced Premiums & Copays – With $0 premiums and copays for existing members enrolled in a standard Medicare plan, reduced premiums and copays will provide more stability and security.
Other Medicare upgrades that you can expect in 2023 include added vision & hearing benefits, value-added dental insurance, a healthy food credit, prescription drug plan improvements, and more.
Choose YOUR Medicare Plan Today!
Whether you restrict your search queries to one carrier’s offers or not, it continues to be difficult to determine which Medicare Benefits are right for YOU.
To compare the best, most affordable Medicare plans and get a quote from top-rated carriers, or to simply learn more about Medicare plans, visit Medicare Consumer online today. There, you can connect with several licensed insurance agents, compare rates, and pick the best Medicare plan suited for your unique needs.