Can Your Driving Record Affect Your Car Accident Claim?

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The number of drivers on the road increases daily, so there is also a higher risk of car accidents. Driving is becoming more and more challenging as traffic congestion increases. It is not easy to maintain a clean driving record. If you want to learn more about how your past driving record can impact your claims, talk to a Car accident attorney in Atlanta today. 

What is a driving record? 

A driving record is simply a record of your driving history. A driving record contains all your details, such as your driving license number, identity information, accident history, details of any traffic violation, etc. A driving record is a reflection of your driving behavior. Having a clean driving record can overall be beneficial for you. 

How can insurance companies use your driving record against you? 

If your driving record has one moving violation or a singular parking ticket, that is not enough for insurance companies to try and use it against you. However, if you have multiple speeding tickets, many counts of distracted driving, etc.,n they may try to establish poor driving patterns. 

If they can prove that you have a record of being a reckless driver, they may even try to claim that you were at fault for the car accident. They can deny your claim and refuse any financial compensation that you deserve. Depending on your driving record, they may not be able to blame you completely for the car accident, but they can still try to claim that you were partially liable. 

It is important to keep in mind that not all insurance companies will try to use this tactic. However, most insurance companies would look for faults in your record to reduce the size of your compensation. Getting the help of a skilled attorney is important to get the proper compensation you deserve. 

Can your driving record help you in your claim? 

Insurance companies will try to use anything on your driving record against you, but the opposite is also true. If you have a clean driving record, it can work in your favor. If an insurance company is trying to hold you partially liable or claim that you are a negligent driver, your driving record can help you prove otherwise. With the help of an attorney, a clean driving record can take away your fault and strengthen your compensation claim, so schedule an appointment with an experienced car accident attorney today. 

 

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